Not all Buyers are the same... not even close. Some make minimum wage, some are fortunate enough to have a high-paying career. Some have 600 credit scores and others have 840s. Some have no cash savings in the bank, when others have 24 months cash reserves in savings. Some have growing families and need a larger home, while others have empty nested and are looking to downsize. The point is everyone is different, which is why a TRUE mortgage professional should take the time to analyze each clients' specific needs and provide expert guidance to meet the objectives for the individual needs of each client.
There's a major trend of buyers just shopping online for a mortgage and unfortunately signing up for a mortgage could be with a person in a call center, who may not know the local area and the available programs to borrowers here.
We want to talk with you, learn about your goals, understand where you want to be in 1, 5 or even 10 years. Its then, at that time, that we can provide you with a recommendation for the right mortgage for you.
VA Loans in Sacramento, CA
Purchasing a home can seem like a daunting task one you start getting into the numbers of it all, but fortunately VA loans were created to help returning service members and veterans with the process of becoming homeowners. However, a big question for
“Greg has a phone stapled to his ear and always gets back super-fast with a comprehensive, well-informed response. He follows through with competitive quotes and is super-flexible about how to work with the client most effectively. I recommend Greg to everyone I know with
Finding Home Loan Rates in Folsom, CA to Fit Your Needs
If you are looking for the right mortgage company to reach out to for all of your home loan lending needs, we are the team to trust for excellent results. Through our trusted and reputable financing company, you will have access to a wide range of competitive home loans, including home equity loan programs, purchase loans and refinance loans. We have been helping our clients throughout Folsom achieve their home financing goals for years, and we are excited to speak with you soon about how we can help you set up an affordable loan that is right for your needs.
Achieving Your Financing Goals
You may have heard that your home is one of the largest investments you will buy over the course of your life, and this is true. Most people will need to apply for home loans in order to conveniently pay for such a large, expensive item as a house through convenient monthly payments. We offer an extensive range of home loan lending programs to meet all of your buying needs. This includes programs with loan down payment requirements, second lien options and more.
Mortgage & Rates near Folsom
You may also need to refinance your mortgage at some point, or you may want a home equity loan. Refinance and equity loans can be used to adjust loan terms in your favor, to take equity out of the home for repairs or debt consolidation and much more. Whether you want to tap into your home’s equity or you need to accomplish other goals, we can set up the right loan program that will perfectly achieve your goals.
Getting Pre-qualified or New Home Buyer
When you contact our mortgage company for assistance with your loan request, you will be pleased to learn that we make it easy for you to get pre-qualified for your loan request. You can even choose a fixed rate option. The last thing you want is to go through a lengthy loan process only to find out at the end of the process that your loan request was declined by the lender. We complete a thorough pre-qualification on all of our valued clients, and this means that you can move forward with your loan confidently. The pre-qualification for our competitive home loans begins when you fill out a loan application. You can take this step online, or you can provide us with information over the phone to complete the application in a matter of minutes. We will then review your credit report as part of the pre-qualification. If any additional information is needed to initially review your loan request, we will let you know. Through this quick and easy process, you will be provided with highly competitive loans terms and a list of any additional items needed for underwriting.
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Enjoying Friendly, Helpful Service
Regardless of whether you need a purchase loan, a refinance loan or a home equity loan, one thing is certain. You need your lending team to provide you with friendly, supportive and knowledgeable assistance every step of the way. From answering your questions about our loan programs and guiding you into a loan program that is right for you initially all the through to the closing process, you will enjoy unparalleled customer service from our team. We only hire the most courteous and experienced professionals to ensure that our valued clients receive the high level of service they expect.
Closing on Your Loan Quickly
You may have heard some friends or neighbors complain about how long their loan process took with other lenders or mortgage brokers, but this is not the case when you work with our skilled home financing team. We carefully monitor and manage all loan requests so that they proceed without a hitch. While some things can and do happen from time to time, we have found that many unexpected issues can actually be anticipated and mitigated through our experienced focus and attention on your loan request. We understand that your goal is to close your loan quickly so that you can enjoy the benefits that your new loan provides, and you can rest assured that you will enjoy speedy results when you work with ourFolsom Mortgage Company.
The only thing holding you back from achieving your current home or real estate goals is setting up the right financing. This means that there is no better time than right now to reach out to our helpful loan representatives and to discuss your needs with us. We are excited to begin working with you soon, so call us today to learn more about our home loan programs and to get pre-qualified.