• Do you want to live outside of a major metropolitan area? Maybe a little country living suits your lifestyle? Then the USDA loan might be the right program for you!

     

    • 100% financing with no down payment for certain qualified transactions!
    • Property must be 8 acres or less
    • Property can’t have a pool
    • Properties must be located in eligible rural areas (generally towns with a population of 20,000 or less that are removed from an urban area)
    • Income limits are 115% of the U.S. Median Income (for most counties, the 4 person household income limit is $65,000 maximum)
    • No cash reserves are required
    • Borrowers are not required to be first time homebuyers
    • No Loan limit restrictions
    • Minimum credit score of 620 from most lenders